Empowering the Next Generation by Improving Financial Literacy

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Youth Cents provides the tools, resources, and essential knowledge to prepare children and young adults for a confident financial future.

Empowering the Next Generation’s Wealth

Our mission is to bridge the gap between curiosity and capability. We provide young minds with the essential tools, vocabulary, and confidence to navigate financial decisions with clarity and purpose.

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Financial Terms
Made Simple

Allowance

A regular amount of money that parents or guardians give to children to help them learn how to manage, save, and spend money wisely from a young age.

Compound Interest

Think of it as 'interest on your interest.' It’s when you earn money on the money you save, PLUS the money you’ve already earned as interest. It helps your savings grow much faster over time.

Inflation

Inflation is when the prices of things—like toys, candy, or books—go up over time. It means that $1 might not buy as much tomorrow as it does today.

Investment

Putting your money into something like a business or stock market with the hope that it will grow and give you even more money in the future. It's like planting a seed and waiting for a tree to grow.

Educational Resources

Smart Savings Kids

Fun and interactive ways for children to learn the basics of saving and the value of money through play.